Investment property cash flow
What an investment costs or earns you each week, before and after tax — including negative gearing.
What an investment costs or earns you each week, before and after tax — including negative gearing.
Weekly cost to you after tax
$74
2026–27 resident tax rates and the 2% Medicare levy; no offsets. General information only — not tax or financial advice.
For illustrative purposes only. These figures are estimates from what you enter and general assumptions; they are not financial, tax or legal advice and must not be relied upon. Seek independent financial advice before making any decision.
Keep these figures
Net rent after vacancy, management and running costs, less loan repayments, gives the pre-tax cash flow.
The tax effect compares your tax on your salary alone with your tax once the property’s result — rent less interest, costs and depreciation — is added, using the 2026–27 resident rates and the 2% Medicare levy. Only the interest part of a repayment is treated as deductible.
This is general information, not tax advice. Offsets, levies and your circumstances change the result; speak to your accountant.
Sources: ATO — individual income tax rates
For illustrative purposes only. These figures are estimates from what you enter and general assumptions; they are not financial, tax or legal advice and must not be relied upon. Seek independent financial advice before making any decision.
Investment advisory →Strategy for buying, holding and growing a portfolio.We're here to support your real estate journey,
Let's Talk.