Investment property cash flow
What an investment costs or earns you each week, before and after tax — including negative gearing.
What an investment costs or earns you each week, before and after tax — including negative gearing.
Weekly cost to you after tax
$74
2026–27 resident tax rates and the 2% Medicare levy; no offsets. General information only — not tax or financial advice.
Net rent after vacancy, management and running costs, less loan repayments, gives the pre-tax cash flow.
The tax effect compares your tax on your salary alone with your tax once the property’s result — rent less interest, costs and depreciation — is added, using the 2026–27 resident rates and the 2% Medicare levy. Only the interest part of a repayment is treated as deductible.
This is general information, not tax advice. Offsets, levies and your circumstances change the result; speak to your accountant.
Sources: ATO — individual income tax rates
Investment advisory →Strategy for buying, holding and growing a portfolio.